2027 Medicare Open Enrollment is October 15 – December 7, 2026!
Don’t Let Medicare Plan Changes Catch You Off Guard!
Every year, insurance companies adjust costs, covered medications, and doctor networks. The Medicare Annual Enrollment Period (October 15 – December 7) is your annual opportunity to evaluate your options for 2027.
Why a 2027 Coverage Review Matters:
- Uncover Hidden Changes: Premiums, deductibles, and drug formularies change annually.
- Protect Your Preferred Doctors: Ensure your primary physicians and specialists remain in-network.
- Maximize Your Savings: Compare your current plan against new 2027 options to lower your out-of-pocket costs.
- New coverage takes effect January 1, 2027.
Want to review plans with someone who can simplify the process?
Call Ron Gordon
(913) 707-2291
Meet Ron Gordon
Licensed Independent Health Insurance Agent – Kansas, Missouri, & Texas
Since 2003, Ron has guided clients through the complexities of federal and state health insurance programs.
Hundreds of individuals and families rely on his expertise year after year because they value his deep industry research and honest, advice-first approach.
Ron offers complimentary, no-obligation plan reviews. He evaluates prescription drug coverage and plan details without pressure, ensuring you have the right plan for your unique situation.
Turning 65 Soon?
You’re eligible to sign up for Medicare 3 months before your 65th birthday!
Your Initial Enrollment Period (IEP) lasts for 7 months: the 3 months before your 65th birthday, the month of your birthday, and the 3 months after your 65th birthday.
Coverage Start Dates:
- If you sign up during the 3 months before your birth month, your coverage begins on the first day of your birth month.
- If you sign up during or after your birth month, your coverage starts on the first day of the following month.
HOW MEDICARE WORKS
Medicare is a federal health insurance program that provides benefits to U.S. citizens aged 65 years and older, as well as younger people with qualifying disabilities.
There are 4 parts of Medicare that cover specific types of care:
PART A – Inpatient/Hospital Coverage
Medicare Part A (original Medicare) covers inpatient hospital care, skilled nursing facilities, hospice care, lab tests, surgeries, and home health care.
You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
PART B – Outpatient Medical Coverage
Medicare Part B covers medical services and supplies that are medically necessary to treat your health condition.
This includes doctor visits, outpatient medical care, preventive services, ambulance services, and durable medical equipment.
PART C – Medicare Advantage Plans
Medicare Advantage Plans (Medicare Part C) are offered by private insurance companies that are contracted by the federal government to administer them.
These plans are subsidized by Medicare, and “bundle” the benefits of Part A, Part B, and Part D into one coverage plan, administered by one company.
Medicare Advantage Plans cover preventative services and most plans do not charge an extra cost for prescription drug coverage.
PART D – Prescription Drugs
Unlike Medicare Part A and Part B, there is no public option for Medicare prescription drug coverage. Prescription drug plans are provided by private companies and out-of-pocket costs vary from plan to plan.
How to get a Medicare Prescription Drug Plan
1. You can choose a Medicare Part C plan that includes prescription drug coverage (these are called Medicare Advantage prescription drug plans)
2. You can purchase Medicare Part D as a stand-alone prescription drug plan if you are enrolled in Medicare Part A or Part B.
Medicare Supplement Insurance
Original Medicare pays for much, but not all costs of covered health care services and supplies. Medicare Supplement Insurance can help pay some of your remaining health care costs, like copayments, coinsurance, and deductibles, and is also sold by private companies.