How long before I turn 65 should I apply for Medicare?

You can enroll in Medicare during the seven-month period that begins three months before the month you turn 65. Coverage can start as early as the month of your 65th birthday.


Who is eligible for Medicare?

Turning 65 is one way you can be eligible for Medicare. You can also be under 65 years old and still qualify for Medicare if you receive Social Security Disability Insurance or SSDI. Please contact Ron Gordon to discuss your eligibility.


Do I have to be on Medicare when I turn 65?

No. People with group health policies through their employer generally do not have to sign up for Medicare when they turn 65. You can keep your employer coverage until you retire. You will then have eight months to sign up for Medicare without facing any penalties for late enrollment.


Can I make changes to my plan once I'm enrolled?

Yes. You can make changes to your coverage each year during Medicare’s Annual Election Period (AEP), which lasts from October 15th to December 7th, or in certain special election periods.


Please contact Ron if you have specific questions.